Tax Saving Strategies for 2025

Smart Tax Planning for FY 2025-26

Tax planning should be an integral part of your financial planning, not a last-minute rush in March.

1. Section 80C (Up to ₹1.5 Lakh)

The most popular deduction. Includes:

• EPF (Employee Provident Fund)
• PPF (Public Provident Fund)
• ELSS (Equity Linked Savings Scheme)
• Life Insurance Premiums
• Home Loan Principal Repayment

2. Section 80D (Health Insurance)

• Deduction up to ₹25,000 for self and family.
• Additional ₹25,000 (or ₹50,000 for seniors) for parents.

3. Section 80CCD(1B) (NPS)

• Additional deduction of ₹50,000 for contributions to National Pension System (NPS).

4. Section 24(b) (Home Loan Interest)

• Deduction up to ₹2 Lakh on interest paid on home loans for self-occupied property.

New vs Old Regime

Evaluate which tax regime works better for you. The New Regime offers lower rates but fewer deductions, while the Old Regime allows for extensive deductions.

Use our Tax Calculator to compare your liability.