SIP Calculator - Plan Your Mutual Fund Investments

About SIP Calculator

A Systematic Investment Plan (SIP) is one of the most popular ways to invest in mutual funds in India. Our SIP calculator helps you estimate the future value of your monthly investments, making it easier to plan your financial goals like buying a house, children's education, or retirement.

How to Use This SIP Calculator

1. Enter your monthly SIP amount (minimum ₹500)
2. Set your expected annual return rate (typically 12-15% for equity funds)
3. Choose your investment time period
4. Optionally add an annual step-up percentage to increase your SIP every year
5. View your estimated future value and wealth accumulation chart

Benefits of SIP Investment

• Rupee Cost Averaging: Buy more units when prices are low and fewer when high
• Power of Compounding: Earn returns on your returns over long periods
• Disciplined Investing: Automate your investments and build wealth systematically
• Flexibility: Start with as low as ₹500 per month
• No Market Timing: Invest regularly without worrying about market highs and lows

What is SIP Step-Up?

SIP step-up allows you to increase your monthly investment by a fixed percentage every year. For example, if you start with ₹5,000/month with a 10% annual step-up, your SIP will automatically increase to ₹5,500 in year 2, ₹6,050 in year 3, and so on. This helps you invest more as your income grows, significantly boosting your wealth creation.