Investment Returns Calculator - Calculate CAGR & Real Returns

About Investment Returns Calculator

Our Investment Returns Calculator helps you calculate and compare different investment strategies. Calculate lump sum returns, SIP+Lump sum combinations, CAGR, and most importantly, real returns after adjusting for inflation.

How to Use This Calculator

1. Choose your investment strategy (Lump Sum, SIP+Lump Sum, or Inflation Impact)
2. Enter investment amount and expected return rate
3. Set the time period for your investment
4. View detailed returns including CAGR and absolute returns
5. For inflation analysis, see real purchasing power of your returns

Key Features

• Multiple Strategies: Compare lump sum, SIP, and combined approaches
• CAGR Calculation: Understand your compound annual growth rate
• Inflation Adjustment: See real returns after inflation
• Compounding Options: Choose yearly, quarterly, or monthly compounding
• Visual Breakdown: Clear visualization of investment growth

Understanding Investment Returns

Absolute Return: Total percentage gain on your investment. Simple to understand but doesn't account for time.

CAGR (Compound Annual Growth Rate): Smoothed annual return rate. Better for comparing investments over different time periods.

Real Returns: Returns after adjusting for inflation. This shows your actual wealth growth in terms of purchasing power.

Investment Tips

• Always consider inflation when evaluating returns
• Higher compounding frequency increases returns
• Combine lump sum and SIP for balanced approach
• Focus on real returns, not just nominal returns
• Long-term investments benefit more from compounding
• Diversify across asset classes for optimal returns